What is a student loan consultation?

A common service I provide is a student loan consultation for borrowers.  So, what exactly does that mean?

The goal of the consultation is to (1) help you understand your student loans, (2) have you walk away with a plan for how to handle them based on your current job and expected career path, and (3) identify whether you have any on-going needs that requires further advice.

Every person I work with on a consultation gets an individualized spreadsheet that answers the specific questions they have about their student loans.  Common questions include: how can I minimize my current payment?  Do I need to consolidate or refinance my loans? If I pay extra every month, how much will I save? Am I on track for public service loan forgiveness?

The materials also include additional tools to help determine payments under income-driven repayment plans and cost savings from lowered interest rates.

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A sample spreadsheet.  Your spreadsheet will be customized to answer your questions and provide you with a clear, actionable plan

If you are interested, here are the steps involved in the process:

Step 1: Reach out and confirm eligibility.  The first step is to verify that you live in a state where Maurer Law LLC can provide advice.  Rebecca Maurer is licensed in Ohio and the District of Columbia.  If you live in another state, it is still possible to work with me, but I will have to verify that it can provide limited service in your state.  Either way, use the contact form to reach out.

Step 2: Exchange Paperwork.  You will need to send me your student loan information (preferably from National Student Loan Data System) and your goals / questions that want answered during the consultation.  You will also receive a limited services agreement outlining what is included in the consultation.

Step 3: Set up a time for a phone call.  You and Rebecca Maurer will pick a mutually convenient time to speak by phone.  Consultations usually take between 45 minutes to an hour.  Maurer Law needs at least 48 hours between sending paperwork and the consultation.

Step 4: Receive materials and have consultation. Be sure you are near a computer so you can go over the spreadsheet and other materials provided to you during the phone call.

Step 5: Payment.  A student loan consultation with Maurer Law LLC costs $250 for an individual or $350 for married clients who both have student loans.  If only one spouse has student loans, the cost is the same as for an individual.

A student loan consultation is a limited scope service.  If we identify on-going legal needs during the consultation, you can discuss on-going representation with Maurer Law at that time.  The consultation price does not include on-going representation beyond the one-hour phone call.

I do provide discounts for veterans, educators and others in public service.


Maurer Law LLC offers a range of services for employers who wish to support their employees with student loan debt

For financial tech companies, Maurer Law LLC offers:

  • Title IV compliance
  • Docket monitoring of pending student loan and Title IV litigation
  • Consultations on the student loan servicing industry

Additionally, Maurer Law LLC maintains a substantial pro bono practice representing individual student loan borrowers in the following areas:

  • Holds on official transcripts due to student loans or tuition debt
  • Borrower defense and total and permanent disability discharge applications
  • Debt defense in private student loan lawsuits
  • Public service loan forgiveness eligibility review

Maurer Law LLC also takes pro bono and sliding scale housing and landlord-tenant cases from community partners in the Cleveland area.

Group Presentations

When I tell people that I practice student loan law, I often get a handful of basic questions — Where can I find all my loans in one place? How do I figure out the repayment plans available to me? Should I refinance?

A large goal of my practice is empowering borrowers to get answers to these questions and feel in control of their student loans.

To that end, I give presentations to institutions and groups that cover the following topics:

  • Basics of federal repayment plans
  • Private student loans and private refinancing
  • Public service loan forgiveness

If you wish to book such an engagement, reach out to me through my contact page.