No.
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Okay, it’s not quite that simple. Yes, you can absolutely use the suite of tools available to you to lower your monthly payments if that is what you need for your household budget, or if that is what makes sense for PSLF. But, please, don’t stop paying your loans altogether — let alone go into deferment or forbearance or default — on the hopes of one of these plans passing. It’s just too far in the future to bank your finances on.
